At Hubert Cloix, we are fully aware that the purchase of pastry or ice cream equipment has a cost, which sometimes is a real obstacle for some craftsmen. While not everyone has the cash flow to buy expensive machines, we still want to give everyone the same opportunity. This is why we have thought of different financing solutions that will allow those who wish to start, renew or modernize to access new equipment.

Zoom on the financing solutions offered by the company Hubert Cloix:

The Global Factum solution

Global Factum is the European leader in hire-purchase and has a presence in four countries: France, Belgium, Luxembourg and Switzerland.

Their mission, and therefore ours, is to support you in your financing and in the marketing of your equipment by offering marketing in the form of rent in order to remove the brakes on investment. But that's not all ! This solution allows you to always be at the cutting edge of technology while respecting your budgetary objectives.

All costs inherent to the project are covered:

• Installation
• Home
• Spare parts
• Maintenance
• Extended Warranty
• Insurance

The equipment is therefore made available for a period defined in advance: from 24 to 84 months. At the end of the contract, there are different alternatives:

• Return of the equipment (you will be able to renew the equipment and benefit from new technology)
• The continuation of the rental

The Locam solution

Locam is three different solutions: financial leasing - leasing - credit.

• Financial rental: it is an all-inclusive rent, over a fixed period.
• Leasing: the equipment is rented for a specific contract period. At the end of the contract, the customer can, if he wishes, buy the equipment for an amount that will have been agreed upon when the contract is signed.
• As with any loan, Locam advances the purchase costs and the customer reimburses the equipment purchased in monthly installments. 

The advantages of these two tailor-made solutions are numerous! A scalable solution, a budget and clearly defined monthly payments, the investment charge is smoothed over the duration of the contract, which means that there will be no significant cash outflows, and therefore cash, preserved.

In addition, this represents a real tax advantage. In fact, rents are deductible charges, which leads to a reduction in the tax base. There will be no advance VAT which will be collected as the rents are paid.

This solution is perfectly suited to ALL of our customers. Those who do not have cash will still be able to have equipment at the cutting edge of technology. And those who have the cash will be able to invest this money elsewhere (communication-marketing, hiring, new services ...) It is a win-win solution that allows us to always provide you with the latest equipment and which allows you to develop your projects at the same time. according to your desires and your income.

And if you don't want to take advantage of these two advantages, we also offer reconditioned equipment. Carefully re-designed by us, it is like new, but at a lower price ... 
Do not hesitate to contact us to inquire about our latest offers of used machines!